1. Acceptance of Terms

These Terms of Service ("Terms") govern your use of TalkFalcons and all content, services and products available at or through the site. By accessing the site you agree to become bound by these Terms. If you do not agree to all the provisions herein, you may not access the site or use any services.

2. Use of the Site

TalkFalcons provides educational information about banking identifiers and related topics. You may use the site solely for your own personal, non‑commercial purposes. You agree not to reproduce, duplicate or copy any portion of the site without express written permission from us. Unauthorized use of the site may result in termination of your access.

3. Disclaimer

All content provided on TalkFalcons is for informational purposes only. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability of the information. Any reliance you place on such information is strictly at your own risk. We are not a financial institution and do not offer banking, investment or legal advice.

4. Limitation of Liability

In no event shall TalkFalcons or its contributors be liable for any direct, indirect, incidental, special, consequential or punitive damages arising out of your use of the site. This limitation of liability applies to the fullest extent permitted by law and applies whether the alleged liability is based on contract, negligence, strict liability or any other basis.

5. Modifications

We reserve the right, at our sole discretion, to modify or replace any part of these Terms. It is your responsibility to check this page periodically for changes. Your continued use of or access to the site following the posting of any changes to these Terms constitutes acceptance of those changes.

6. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions. Any dispute arising under or relating to these Terms shall be subject to the exclusive jurisdiction of the courts located in Illinois.

7. Contact Information

If you have any questions about these Terms, please contact us using the information provided on our Contact Us page.