TalkFalcons – SWIFT Code Insights

Understanding Bank of America’s International Identifier

The SWIFT/BIC code is your passport to smooth global transfers. Learn how BOFAUS3N and related codes keep your money moving securely.

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International Transfers Made Easy

When sending funds across borders, banks rely on unique identifiers to direct payments to the correct institution, and one such identifier is the BOFAUS3N code. This code refers to the head office of Bank of America and ensures that your wire reaches its intended destination without delays. The head office is located at the financial center referenced at 222 Broadway New York NY 10038, and understanding this location helps demystify how global banking works. Many people often search for what is the swift code of Bank of America because transferring money internationally can feel intimidating, but learning how these codes work is empowering.

Beyond the basic eight‑character identifier, there is also an eleven‑character version known as BOFAUS3NXXX that includes an optional branch designator. Some guides refer to Bank of America 222 Broadway New York as the headquarters associated with this identifier, and using the right form depends on whether you need to specify a particular branch. When financial articles mention the BOFAUS3N swift code in passing, they are usually describing how to format the code for international transactions, not providing legal advice. Always check with your bank or recipient for the most accurate code.

For clarity, you may see phrases like Bank of America swift in online instructions, but the phrase refers to a broad set of identification codes rather than a single universal number. Each code plays a role similar to a digital address, and the Bank of America bank identification code you use will depend on the currency and branch involved. Some customers confuse routing numbers with the Bank of America swift number, yet routing numbers are used domestically in the United States while SWIFT/BIC codes handle cross‑border transfers. Throughout this guide, we’ll break down each component of these identifiers and show how they work together.

Use this reference whenever you need to confirm the swift code BOFAUS3N for incoming U.S. Dollar transfers to Bank of America. Always verify details before sending funds because mistakes can delay your transaction. Taking a moment to double‑check numbers, names and currencies will avoid costly corrections later on and keep your transfer on schedule. To help you visualize the concept, here is a generated illustration that evokes the feeling of digital connectivity and reminds you that these codes connect institutions across continents.

Abstract global network illustration related to SWIFT transfers

Why Knowing Your Code Matters

Understanding these codes provides peace of mind. The question what is bank identification code for Bank of America arises frequently among expats and businesses because using the correct code prevents delays and rejection of funds. Many people will also encounter the abbreviated term swift BOFAUS3N, which simply highlights the need for using the code correctly, not a separate identifier. In addition to remembering that Bank of America 222 Broadway New York 10038 houses the headquarters associated with international dollar wires, you should know how to differentiate between SWIFT, BIC and routing numbers.

Always confirm transfer details with your bank before initiating a wire. Using the wrong code or omitting branch identifiers can delay your payment.

Below are key reasons to keep your codes handy. By preparing ahead of time you will avoid last‑minute stress when initiating a transfer, and you will know exactly which details to provide to your bank or counterpart. Being organized with these codes also helps prevent fraud because you can quickly spot incorrect or suspicious numbers. Finally, having easy access to your identifiers empowers you to manage your international finances with confidence.

The next table summarizes the main identifiers you may encounter when sending money abroad. Each row explains how a particular code functions in the context of a transfer, so you can quickly distinguish between domestic and international requirements. You will notice that the BOFAUS3N address corresponds to the head office in New York, while other branches use different location codes. Familiarizing yourself with these differences prevents confusion and ensures you select the right identifier for your transaction.

Identifier Purpose Example
SWIFT/BIC Identifies the bank internationally BOFAUS3N or BOFAUS3NXXX
Routing Number Used for domestic transfers within the U.S. 026009593
IBAN International Bank Account Number used outside the U.S. N/A for U.S. banks

Hear It from the Experts

International transfers require precise banking details. The SWIFT/BIC code for Bank of America is BOFAUS3NXXX, and the bank’s address is 222 Broadway, New York, which ensures that U.S. Dollar wires arrive at the correct financial center.

As specialists highlight, the swift number of Bank of America acts like a global postal code for money. Using the appropriate code when you receive funds ensures your wire is credited promptly, while also complying with international banking rules. Some guides will refer to Bank of America 222 Broadway when explaining U.S. Dollar wires, but you should always distinguish between mailing addresses and digital identifiers. Remember that Bank of America 222 Broadway represents one of many buildings owned by the institution; however, when referencing SWIFT codes, the focus is on digital routing rather than physical premises.

Another detail to be aware of is that Bank of America 222 Broadway New York appears in several data sources. This address is associated with receiving U.S. Dollar wires, but alternative addresses exist for other currencies. In some contexts you might see the full phrase 222 Broadway New York NY 10038 Bank of America used to highlight the building’s zip code, but the essential element is the unique BIC. Keeping your codes organized will save you time and effort when managing cross‑border finances.

Watch: Finding and Using Your Code

Frequently Asked Questions

What does the SWIFT code BOFAUS3N represent?

It represents the primary international banking identifier for Bank of America N.A. in New York. This eight‑character code ensures that international wires sent in U.S. Dollars are routed to the correct institution.

Is the routing number the same as a SWIFT/BIC code?

No, a routing number is used for domestic transactions within the United States, while a SWIFT/BIC code like BOFAUS3N or BOFAUS3NXXX identifies a bank for cross‑border transfers.

Do I need the full eleven‑character version of the code?

The eight‑character head office code is usually sufficient. The additional three characters specify a particular branch; if you’re unsure which to use, contact the recipient or bank for guidance.

How can I verify the code before sending money?

Double‑check the code with your recipient, review your bank statements, or consult the Bank of America website and trusted directories to ensure accuracy.